Interest Rates 2025 History Chart . Chart The Downward Spiral in Interest Rates Globally View all rates by week Since 1971, rates have varied between 2.65% and 18.63% for a 30 year fixed mortgage.. There are many different kinds of mortgages that homeowners can decide.
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View historical mortgage rates over time in the United States Return to the historical rates homepage to view a complete rate history
Fed Rate Increases 2025 Tiff Shandra The Federal Open Market Committee (FOMC) meets eight times a year to determine the federal funds target rate. For January 2025, the 30-year mortgage rate averaged 7.09 percent, according to Bankrate's lender survey 2025 May: I Bond Rate Issue of May 2025: Future Detail; Future Press Release; 2025 November: I Bond Rate Issue of November 2025: Future Detail; Future Press Release; Past Issues and Rates
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